RISK MANAGEMENT FOR THIS AGE

Specialists of risk management.
We will protect your assets as an insurance specialist.


At Japan Risk SPECIALIST we strived as a leading company of risk management through arrangements of insurance and reinsurance for fraternal benefit associations, with more than 200 contracts made up of more than 50 insurance companies.Allowing us to be able to appropriately sense the changes in the market.
Technologies develop risks surrounding companies are becoming largely diverse in all industries. Thus, in rapidly changing contemporary businesses, risks surrounding companies will greatly change as well. The insurance / reinsurance industry is having the same effect, where what was once to be seen as impossible is now becoming possible.
As the ages change, insurance must change, as well.
We as an insurance specialist cater to your needs and requirements.

SERVICES

At JRSL we will propose the best suited plan for you


ARRANGEMENT OF INSURANCE /
REINSURANCE FOR CORPORATIONS

 

  • Companies wishing to reevaluate their current insurnace package to potentially reduce their premiums
  • Companies who wish to use insurnace as a merketing tool or as a business selling point
  • Companies wish to hedge a risk in the business by insurance

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SETTING UP OF SMALL-AMOUNT /
SHORT-TERN INSURANCE COMPANY

 

  • Companies who wish to sell insurance as a stand alone product
  • Adding insurnace as an additional service or product to an already exsisting product
  • Medical associated work company who wish to sell original medical insurance

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SETTING UP A CAPTIVE
(IN-HOUSE INSURANCE COMPANY)

 

  • Companies with a large risk to exposure due to overseas operations
  • Companies who wish to manage their risk management system
  • Companies who wish to consolidate their risk with one or miltiple entities

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SERVICE TO SET UP /
PROVIDE CONSULTING ON THE OPERATION OF FRATERNAL BENEFIT SCHEME

 

  • Businesses or organisations which operate and/or work with cooperatives
  • Businesses and or organisations which hope to set up with other cooperatives
  • Companies wanting to setting up insurance as a welfare benefit for their employees

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WHY JRSL?

We provide advice on risk solution most appropriate to your company by utilizing our experience and global network community.

  • We have more than 200 records of reinsurance arrangements, currently negotiating with more than 50 insurance/reinsurance companies both domestically and abroad.
  • We at JRSL will only underwrite for reinsurance companies (fraternal benefit) with an insurance rating of BBB flat by S&P or A- by A.M. Best or higher.
  • We negotiate with insurance companies around the world as an insurance agent.
  • We’ll negotiate with multiple insurance companies to provide the most appropriate insurance for you.
  • We’ll enable competitive proposals based on the principles of competition by picking multiple potential insurance from an array of companies and from that to provide the best fit for you.
  • If you are to consult us, it is also possible to have multiple companies underwrite reinsurance (fraternal benefit) to diversify your risks with the same terms.
  • This can be your risk in situations where continued transactions will be rendered difficult for the policy change of a reinsurance / insurance company.
  • After the agreement is made, we will make a contractual document that clarifies their underwriting responsibilities and process the settlement with reinsurance (fraternal benefit) underwriters on behalf of you, enabling smooth operations for you.
  • In addition, even when you have contracts with multiple companies, having your reinsurance (fraternal benefit) through us will enable the integrated settlement for all by us.
  • Insurance / warranty is not just used to avoid risks. It’s also to use insurance as a marketing tool to obtain new customers or boost the satisfaction of your existing customers.
  • Not only to mitigate existing risks but also utilize it as a measure to operate your businesses such as cash flow control.
  • It is also possible to reduce unnecessary insurance / guarantee, etc. to aid in cost reduction.
    • Consider the productizing of an idea based on investigation
    • If not for domestic precedents, investigate overseas insurance products
    • Realize the product according to domestic needs based on the investigation
    • Collect information on the insurance terms or premiums of overseas products as reference
    • Solidify the product contents and review the actuarial analyses with actuaries in collaboration for productizing (support creation of documents too, if applications to the related administrative authorities are needed)
    • Implement reinsurance along with the new product development
    • We will propose various forms depending on expected risks and the size of your business.
      1)Become the underwriter (the side that provides warranty) and set up a small-amount / short-term insurance company, authorized fraternity benefit association, in-house fraternity benefit association (inter-company, etc.) or warrantee company to provide the warranty
      2)Construct an organization, not becoming the underwriter, with insurance companies managing the warranty
    • We will review the advantages / disadvantages that the operation of the organization will entail to propose the best form of organization.

    Actual cases

    Voice of the Customer

    NEWS

    (Link to Japanese Site)